RFAs RFAs Relationship Framework Agreement (RFA) - 2015 Relationship Framework Agreement (RFA) between the HFSF and each of the four systemic banks. Relationship Framework Agreement (RFA) - 2013 Relationship Framework Agreement between the HFSF and each of the four systemic banks. The HFSF will have full voting rights in case the private sector’s participation is equal or less than 10% .